Maine Car Insurance Car Insurance Quote in ME
The average auto insurance premium for residents in Maine is $1,388 in 2009; the national average is $1,790.
Maine Car Insurance
Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.
Maine Insurance Coverage:
- Bodily Injury Liability: $50,000/$100,000 Limit
- Property Damage Liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
- Medical Payments: $1,000 Limit
The state of Maine follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Medical Payments (MP) coverage pays for the medical and funeral expenses for you or others hurt or killed in an accident while riding in or driving your car. Maine state law requires a minimum Medical Payment coverage of $1,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Maine state law requires a minimum Uninsured/Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
