Kansas Car Insurance Car Insurance Quote in KS
The average auto insurance premium for residents in Kansas is $1,831 in 2009; the national average is $1,790.
Kansas Car Insurance
Kansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Kansas Insurance Coverage:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage Liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000
- Personal Injury Protection: $4,500 Medical/$900 Work Loss
The state of Kansas follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Kansas state law requires a minimum Personal Injury Protection coverage of $4,500.
