Georgia Car Insurance Car Insurance Quote in GA

The average auto insurance premium for residents in Georgia is $1,572 in 2009; the national average is $1,790.

Georgia Car Insurance

Georgia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.

Georgia Insurance Coverage:

  • Bodily Injury Liability: $25,000/$50,000 Limit
  • Property Damage Liability: $25,000 Limit
  • New Uninsured Motorist coverage option effective: January 1, 2009

The state of Georgia follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Georgia does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

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