Florida Car Insurance Car Insurance Quote in FL
The average auto insurance premium for residents in Florida is $1,695 in 2009; the national average is $1,790.
Florida Car Insurance
Florida state law does require PIP, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as a PIP/PD. Even if state law does not require a minimum coverage for Bodily Injury Liability coverage, you may be required to get this coverage once you have been in an accident. It is advised that you get at least the minimum Bodily Injury Liability coverage.
Florida Insurance Coverage:
- Property Damage Liability: $10,000 Limit
- Personal Injury Protection: $10,000 Limit
The state of Florida follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection coverage of $10,000.
