Delaware Car Insurance Car Insurance Quote in DE
The average auto insurance premium for residents in Delaware is $2,136 in 2009; the national average is $1,790.
Delaware Car Insurance
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage Liability: $10,000 Limit
- Personal Injury Protection: $15,000/$30,000
- PIP pays up to $15,000 to any one person involved in a single accident and up to $30,000 to all people involved in a single accident
- Considered a Tort Add-On State
This means they are entitled to receive PIP (no-fault) benefits up to the limits. The benefits are “added on” to any benefits an injured person might be entitled to receive through the tort system (lawsuit).
The state of Delaware follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Delaware state law requires a minimum Personal Injury Protection coverage of $15,000.
