Colorado Car Insurance Car Insurance Quote in CO

The average auto insurance premium for residents in Colorado is $1,565 in 2009; the national average is $1,790.

Colorado Car Insurance

Colorado state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.

Colorado Insurance Coverage:

  • Bodily Injury Liability: $25,000/$50,000 Limit
  • Property Damage Liability: $15,000 Limit

The state of Colorado follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

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