Arkansas Car Insurance Car Insurance Quote in AR
The average auto insurance premium for residents in Arkansas is $1,398 in 2009; the national average is $1,790.
Arkansas Car Insurance
Arkansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Arkansas Insurance Coverage:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage Liability: $25,000 Limit
The state of Arkansas follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Keep in mind that these are the minimum requirements. In the event of an accident, an injured person may sue you for more than your Arkansas car insurance covers. Furthermore, these amounts will not cover damage caused to your car, nor any damage or injury incurred by an uninsured motorist.
