Average Car Insurance Rates

Average car insurance rates vary because of states laws, and how many people in the state live in small towns or cities. For example, in North Dakota most people live in small towns with less traffic. Keep in mind, if you live in a state with higher average car insurance rates - and live in a small town - your rate should be lower.

The 5 states with the lowest car insurance rates on average were: North Dakota $1,012, South Dakota $1,084, Wyoming $1,102, and Massachusetts $1,113. The 5 States with highest car insurance rates on average were: District Of Columbia $2,539, New Jersey $2,459, New York $2,428, Louisiana $2,397, and Michigan $2,238. The national car insurance average is $1,776. Find your state's average car insurance rate in the table below, then get a free car insurance quote using the zip code form to your right.

State2009 Average Premium
Alabama$1,557
Alaska$2,130
Arizona$1,786
Arkansas$1,398
California$1,705
Colorado$1,565
Connecticut$2,153
Delaware$2,136
District of Columbia$2,539
Florida$1,695
Georgia$1,572
Hawaii$1,234
Idaho$1,242
Illinois$1,173
Indiana$1,737
Iowa$1,337
Kansas$1,831
Kentucky$1,862
Louisiana$2,397
Maine$1,388
Maryland$2,228
Massachusetts$1,113
Michigan$2,238
Minnesota$1,795
Mississippi$1,586
Missouri$1,610
Montana$1,316
Nebraska$1,191
Nevada$2,062
New Hampshire$1,662
New Jersey$2,459
New Mexico$1,863
New York$2,428
North Carolina$1,527
North Dakota$1,012
Ohio$1,396
Oklahoma$1,908
Oregon$1,667
Pennsylvania$1,962
Rhode Island$2,181
South Carolina$1,662
South Dakota$1,084
Tennessee$1,435
Texas$1,901
Utah$1,761
Vermont$1,274
Virginia$1,474
Washington$1,923
West Virginia$1,984
Wisconsin$1,557
Wyoming$1,102

National Average Car Insurance, Average Car Insurance Rates, Average Car Insurance Cost.

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