Average Car Insurance Rates

The average insurance rates between drivers will vary based upon each drivers unique circumstances. For example, if you have a poor driving record your rate will probably be higher than a person with a good driving record, all other things being equal. Your age, sex, location, and type of vehicle can also affect your auto rates.

The average vehicle rates for younger people will be higher than that of older people. People who are under the age of 25 are considered risky to insure, thus making their car insurance rates higher. If you have a good driving record, your insurance premiums will become considerably cheaper once you turn 25 years old.

Your location could also have an affect on average car insurance premiums. For example, the average insurance rates for people living in a crowded, metropolitan area like New York City will be more than that of people living in a rural area. Obviously, with a decreased amount of traffic in a rural area there will be less chance of an accident.

In addition, the type of car that you drive can help to increase or decrease the average car insurance premiums. For example, a sports car with a high powered engine will be considered a risk to insure because of how fast you can drive it. Conversely, a car with a small engine is not seen as much of a risk. In turn the auto insurance rates will be cheaper.

The average car insurance rates between drivers can fluctuate depending on many variables. These variables rates can make auto insurance range from very affordable to not so much.